Tag Archives: divorce

How to Update Your Estate Plan After a Divorce

estate planning after divorce

Updating Your Estate Plans After a Divorce
NOVA Estate Lawyers – Leesburg, VA

The divorce process is often a very long and painful one. Although you may have already moved on emotionally, some legal aspects of your life can’t move forward until your divorce is finalized by the court.

When you do receive that long-awaited divorce decree, one of your first priorities should be updating your estate plans. If you didn’t enter into a settlement agreement or obtain a “divorce from bed and board” during your separation period, your spouse may still have been entitled to inherit as much as 50 percent of your estate if you die during that time. Once you’re no longer legally married, your ex cannot benefit from your estate unless you want them to.

One exception is retirement accounts and life insurance if governed by federal law. You must update your beneficiary designations to remove your ex’s name from them if you want to be certain they do not inherit from you (see more on this below).

Which estate planning documents should I update post-divorce?

Following your divorce, you’ll want to review all your essential estate planning documents to see where your spouse is named. Here are a few common items to address:

Your will. As mentioned above, an ex-spouse won’t inherit anything left to them in your pre-divorce will, nor will they be allowed to serve as your executor if you named them as such. But if you don’t appoint a new executor and beneficiaries for your estate, a probate court will decide that for you. To reduce time, frustration, and costs for your family, make sure your will gets a thorough revision after your divorce. It’s important to note that any bequests to an ex-spouse’s family members will still be valid, so considering changing those as well.

Trust arrangements. Unlike your will, spousal trust arrangements are not automatically voided upon divorce. If you named your spouse as a trustee or beneficiary in your revocable living trust, consult with an estate planning attorney to make the appropriate changes. Unfortunately, if your trust was irrevocable, you cannot change it to exclude your ex-spouse unless that trust contains administrative provisions at the time it was originally drafted that permit you to void the document if you and your ex ever divorce.  In addition,  if you never funded that irrevocable trust, then you could control what happens with it by simply choosing to create a new trust and never titling any assets into the old irrevocable trust created during your marriage.

Power of attorney agreements. In Virginia, a durable general power of attorney (for financial decisions) where a spouse is the agent is deemed invalid upon filing for divorce or separation. However, a durable medical power of attorney – which lets your agent make medical decisions for you if you’re incapacitated – still stands, even after a divorce. If your spouse is currently named as your POA agent, change these designations as soon as possible.  If you’re entering into a settlement agreement, make sure it contains provisions that revoke your spouse’s role under all powers of attorney executed by you during the marriage.

Legal guardianship designations. If you and your ex have minor children, you likely named a legal guardian together in your wills in the unlikely event you both died. While courts typically grant custody to a child’s other parent when one dies (unless they are deemed “unfit”), be sure that any other guardians named in your will are people you still feel comfortable with, such as an in-law.

Direct beneficiary accounts. Insurance policies, retirement plans, and other “payable on death” accounts have their own separate beneficiary paperwork. By law, certain policies will not pay out to an ex-spouse, but it’s still important to appoint new beneficiaries after your divorce to ensure your money goes where you want it to.

What if I want to keep my ex-spouse in my estate plan?

The Commonwealth of Virginia automatically negates any inheritance to an ex-spouse in wills written prior to a finalized divorce. However, there may be circumstances in which you still want your include your ex in your estate plan, particularly if you have minor children.

If you want to leave money or property to your ex-spouse specifically for the care for your children, the best way to do this is to create a revocable living trust. This allows you to title your property in the name of your trust and then appoint your ex as the trustee, who manages the assets on behalf of your children until they reach adulthood. If you don’t already have a trust, an attorney can help you create one.

If you have an amicable relationship with your now-ex and still want to leave property directly to them, all you have to do is write this into a valid post-divorce will.

Ask an estate planning attorney.

Even if you know exactly how you want to change your will, trust, power of attorney agreements, etc. post-divorce, you should still consult with an estate planning attorney to make sure your documents have the proper legal language and offer the maximum benefits for your loved ones.

Located in Northern Virginia, The Law Office of Patricia E. Tichenor, P.L.L.C. is experienced in both estate law and family law, so we are uniquely positioned to help with your estate planning needs after your divorce is final. Contact us today to get started.

Legal Separation in Virginia: What Does It Mean?

Legal Separation in Virginia

Legal Separation in Virginia
NOVA Estate Lawyers – Leesburg, VA

The decision to end a marriage is emotionally painful and often very difficult for both spouses. But unlike an unmarried couple, you can’t simply move out and move on: You’ll need to go through the divorce process to officially dissolve your relationship in the eyes of the state.

For many couples, the first step on the road to divorce is separation, especially in no-fault cases. In some states, couples can file paperwork to officially claim the status of “legal separation,” in which they live apart and fulfill certain marital obligations prior to a divorce, as agreed to by a court order.

This is not the case in Virginia. Here, a married couple is considered “legally” separated if one or both members intend to end the marriage, and cease to cohabitate as a married couple.

What does that mean?

The first of the two main criteria for separation is simple: You and/or your spouse must believe the marriage is over and decide that you will seek a divorce. This decision may be made separately or mutually, and your husband or wife does not have to share your intention. However, a divorce court will not recognize the official start of your separation until you clearly communicate your desire to end the marriage to your spouse (more on that below).

The “cohabitation” requirement can be a little trickier if you still live in a shared residence – which many couples do at the time one or both of them decide the marriage is over. The easiest way to stop cohabitating as a married couple is for one spouse to move out, but that’s not always practical or financially possible, particularly if you have children together.

Fortunately, you can still be legally separated from your husband or wife while you’re under the same roof, but you must live and treat each other as platonic roommates. This means, first and foremost, that you cannot share a bed or room, nor can you act like a couple inside or outside the home. For example, you can’t shop, cook, or clean for each other, sleep together, go on one-on-one outings together, etc. Essentially, you must not behave in ways that would indicate you are a married couple.

How long do I have to be separated before I can get divorced?

Before a spouse can even file for a no-fault divorce, the Commonwealth of Virginia requires that they be officially separated for one year, or for six months if they have no minor children and create a separation agreement.

In fault-based cases on the grounds of cruelty, desertion, or abandonment, you can file for a limited divorce from “bed and board” at any point after your separation period begins. However, the court will only transfer a limited divorce to an absolute divorce from the bond of matrimony (i.e., you become legally single) after the couple has been separated for a full year.

Establishing the date of separation becomes important here: If the timeline is contested by either spouse, it may delay your divorce proceedings. A surefire way to prove the timeline of your separation is to both sign an agreement that clearly states the date you separated, and that you have no intention of reconciling. If one spouse moves out of the marital home and communicates the intent to end the marriage, this can also be considered a valid date of separation.

Your separation timeline is also important for dividing up assets during your divorce. Generally, any income earned and items purchased after the official separation date are considered separate, individual property that cannot be awarded to your spouse.

There are two key exceptions to the separation waiting period. If you can prove that your spouse committed adultery (or other sexual acts outside of your marriage), or if your spouse has been convicted of a felony and sentenced to at least one year of jail time, you may immediately file for a divorce from the bond of matrimony.

Keep in mind that, due to the complex nature of many divorce cases, it can take months or upwards of a year to get through the litigation process and receive a final order of divorce, regardless of grounds.

Consulting a family law attorney about your separation

If you and your spouse are considering divorce, you’ll want to speak with an experienced family law attorney to go over your options. A lawyer can also help you draft your separation agreement and reach the fairest, most equitable divorce settlement possible.

The Law Office of Patricia E. Tichenor, P.L.L.C., has been serving Northern Virginia families for more than 15 years, and we can make this complicated, difficult period in your life easier. Contact us today to speak with a counselor about your needs and circumstances.

Defining Prenuptial and Postnuptial Agreements

Tichenor Law

Defining Prenuptial and Postnuptial Agreements
NOVA Estate Lawyers – Leesburg, Virginia

With a projected divorce rate at around 50%, many couples include prenuptial agreements in their marriage discussions. Others may suggest a postnuptial agreement during a marriage. Here, we define these agreements and share their similarities and differences.

Prenuptial Agreements
A prenuptial or premarital agreement (prenup) is a written contract entered into prior to marriage and containing provisions for property division and spousal support in the event of divorce or marriage breakup. They can also include asset forfeiture based upon specific terms or actions, such as adultery. But they do not regulate issues relating to children. To create a prenuptial agreement, and ensure it is enforceable, both parties should be represented by attorneys.

A prenup as recognized in all 50 states and the District of Columbia must contain the following elements:
1. It is in writing
2. It is executed voluntarily
3. Full and fair disclosure is made at time of execution
4. The agreement cannot be unconscionable (immoral or unprincipled)
5. It must be executed by both parties, not their attorneys, before a notary public

Building provisions into prenuptial agreements to address support for a longer-lasting marriage or acknowledge sacrifice of a career or advancement opportunity to raise children can also mean greater protection in the event of divorce.

Postnuptial Agreements
A postnuptial agreement (postnup) is a written contract executed after a couple is married to settle affairs and assets in the event of a divorce or separation. They have risen in popularity since the 1970s.

There are essentially three types of postnuptial agreements:
1. Assignation of marital property when one spouse dies
2. Separation agreements
3. Agreements that attempt to affect rights in a future divorce

Sometimes a postnuptial agreement is used to save a troubled marriage, or to set new boundaries for conduct while ensuring that if misconduct (typically infidelity) occurs, moving forward with the separation and divorce is a smoother process. Postnuptial agreements can be amended at a later date if and as needed.

Rich or Poor Benefit
It doesn’t matter whether you are rich or poor; everyone’s situation is fluid and changing. Poor newlyweds may build an entrepreneurial business or be funded by family in their housing or careers, while wealthier couples may need to protect their accumulated wealth and ensure the marriage is founded on love and not money. Creating clear terms for how each spouse will treat these assets can make the difference in preserving the efforts to build the business or the family’s investment in you.

Contact Your Attorney
At the Law Office of Patricia E. Tichenor, P.L.L.C., attorneys Patricia Tichenor and Camellia Safi specialize in family law and estate planning to assist families with family law issues. Call us today to schedule your free initial consultation.

The Law Office of Patricia E. Tichenor, P.L.L.C.
Professional Legal Services or Legal Representation
(703) 669-6700

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  • High quality service with both personal and a professional touch. I would highly recommend their services, they helped prepare my estate in the event of my demise. They also prepared the necessary documents to complete my wife's estate after her passing, both with outstanding results. - Jim D.
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