Protect Yourself During Times of Charitable Giving

December could be known as the “giving season” because that is when many people’s thoughts turn to gift giving and charitable donations. You may also see that charities use this time of year to solicit donations. This is where you need to be careful, and do your due diligence to discover whether this organization is […]

Navigating the Costs of Nursing Home and Long-Term Care

When you’ve worked a lifetime to accumulate wealth, you don’t want to lose it all due to a disability, prolonged illness or cognitive impairment such as Alzheimer’s disease. Since approximately 69% of the population aged 65 and older will develop disabilities before they die, and 35% will eventually enter a nursing home, reports the Family […]

Virginia’s ABLE Act Offers Benefits to Families with Special Needs Children

Virginia was the first state to adopt into law the Achieving a Better Life Experience Act of 2014 (the “ABLE Act”) that provides a new avenue for parents in planning for their special needs child. However, the ABLE Act has its benefits and its drawbacks as described below, and should be used as a supplement […]